Donate Zakat
Scholar-Reviewed · Updated for 2026

Zakat Calculator 2026

Calculate your annual Zakat obligation in full — gold, silver, cash, investments, pension and more. Pay directly through World Aid Network with a 100% donation policy.

Cash & Savings
Gold
Include all gold jewellery (Hanafi ruling) or bullion. See our gold Zakat guide.
Silver
Stocks, Shares & ISA
Use current market value. See our stocks & ISA guide.

Includes mutual funds, ETFs, unit trusts

Both Cash ISA and Stocks & Shares ISA are fully zakatable

Cryptocurrency
Total GBP value of all crypto on your Hawl date. See our crypto Zakat guide.

Include Bitcoin, Ethereum, altcoins, stablecoins, staking rewards

Business & Other Assets

Goods held for sale. See business guide.

Outstanding invoices or loans you expect to be repaid

Include only if you can currently access the funds. See pension guide.

Debts & Liabilities

Credit cards, bills due, short-term loans. Not your home mortgage.

Your Zakat Summary
Total zakatable wealth£0.00
Less short-term debts− £0.00
Net zakatable wealth£0.00
Nisab threshold (silver)£496.01
Your wealth is below the Nisab — Zakat not yet due
Zakat due (2.5%)£0.00
Pay £0.00 Zakat Now

100% reaches those in need via World Aid Network

Asset guides

Zakat on Gold →Stocks & ISA →Cryptocurrency →Pensions →Business assets →Nisab threshold →
Zakatable Assets

What counts as zakatable wealth?

Include the following in your Zakat calculation:

  • Cash on hand and money in all bank accounts
  • Gold (jewellery, coins, bullion) — at current market value
  • Silver (jewellery, coins, bullion) — at current market value
  • Stocks, shares and mutual funds — market value on your Zakat date
  • Business inventory and trade stock — at cost value
  • Money owed to you (receivables) — if likely to be repaid
  • Pension savings — the accessible or withdrawable portion
  • Crypto assets — at current market value
  • Net rental income held above the Nisab for one lunar year
Not Zakatable

What is exempt from Zakat?

Do not include the following:

  • Your primary home (the property you live in)
  • Your car, clothing, and household goods
  • Long-term locked pension funds you cannot access
  • Property you live in — only investment property rental income counts
Worked example: If your savings are £3,000, your gold value is £2,862, and your stocks are £1,500 — total zakatable wealth is £7,362. At 2.5%, your Zakat due is £184.05.
Nisab Reference Table — May 2026

Nisab thresholds by currency

Nisab values change daily with metal spot prices. Values below are approximate for May 2026.

Currency Silver Nisab (612.36g) Gold Nisab (87.48g)
GBP (£) ~£499 ~£7,394
USD ($) ~$631 ~$9,360
EUR (€) ~€579 ~€8,592
AED ~AED 2,316 ~AED 34,383
SAR ~SAR 2,366 ~SAR 35,100
PKR ~PKR 175,400 ~PKR 2,602,000
MYR ~MYR 2,808 ~MYR 41,650
IDR ~IDR 10,330,000 ~IDR 153,200,000

Most scholars recommend the silver Nisab (lower threshold) to ensure more Muslims meet their obligation.

Frequently Asked Questions

Zakat calculator questions answered

What is the Nisab for Zakat in 2026?
The silver Nisab for Zakat in 2026 is approximately £499 (GBP), $631 (USD), or AED 2,316 — based on 612.36 grams of silver at current spot prices. The gold Nisab is approximately £7,394 (GBP) or $9,360 (USD), based on 87.48 grams of gold. Most scholars recommend using the silver Nisab as it is lower, ensuring more Muslims fulfil their obligation.
What is the Zakat rate?
The Zakat rate is 2.5% of your total net zakatable wealth, unanimously agreed by all four Sunni schools of Islamic jurisprudence. For every £1,000 of zakatable wealth above the Nisab, your Zakat due is £25.
Is Zakat due on gold jewellery?
Yes, according to the majority of scholars (Hanafi, Maliki, Hanbali). Zakat is due on gold jewellery at its current market value if it equals or exceeds the Nisab and has been held for one lunar year. Enter the weight in grams, tola or bori in the gold section of this calculator.
How many grams are in a tola?
One tola equals 11.664 grams. One bori equals 12.5 grams. These South Asian weight units are standard for gold and silver in Pakistan, Bangladesh and India. The gold Nisab is 7.5 tola (87.48 grams); the silver Nisab is 52.5 tola (612.36 grams).
Is Zakat due on pension savings?
Yes — the accessible portion of your pension is subject to Zakat. For personal pensions (SIPP, private pension) where you control and can access the funds, include the current accessible value. For locked workplace pensions, many scholars hold Zakat is not due until you receive the funds.

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